Financing with Our Dealership

Sager Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New Sager Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Sager Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Let the Finance Center at Sager Ford be Your Guide to the Perfect Deal

Whether you choose a brand-new Ford model from our collection or one of our top-quality, used car, truck or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Santa Rosa CA, Napa CA, Sonoma CA, Calistoga CA and Winters CA area, to guide our customers to the perfect deal they can live with, every time.

The Options of Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Ford for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Saint Helena drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Santa Rosa CA, Napa CA, Sonoma CA, Calistoga CA and Winters CA drivers can look to the Sager Ford finance team to help sort through details.

The Sager Ford finance team

The Sager Ford finance team is ready to help clear the smoke and mirrors around auto financing so drivers can buy or lease a vehicle with confidence! Our in-house finance team will work with drivers to breakdown the numbers, explain all the tricky wording, and answer any lingering questions. Want to get an early start? Drivers can fill out an online finance application! After submitting the completed finance application, Santa Rosa CA, Napa CA, Sonoma CA, Calistoga CA and Winters CA drivers can look forward to a Sager Ford finance team member contacting you to go over the details.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Sager Ford

    21 S Main St
    Saint Helena, CA 94574-2155

    • Sales: 707-963-2771
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Get in Touch

  • Contact our Sales Department at: 707-963-2771
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-7pm
  • Saturday10am-5pm
  • Sunday10am-5pm